Human Development in India - HDI, Education, Health, Skills, and Social Indicators

Human Development in India

Human development is about expanding what people can be and can do, not just increasing national income. In the Indian context, this idea is especially important because a country can grow fast economically while large sections remain trapped in poor health, weak learning outcomes, malnutrition, gender gaps, and insecure work. Human development shifts the focus from "How much does the economy produce?" to "How well do people live, learn, stay healthy, and participate in society?"

One of the most influential frameworks here is economist Amartya Sen's capability approach. It argues that development should be evaluated by people's real freedoms (capabilities) to achieve valuable "functionings" such as being well-nourished, educated, mobile, safe, and able to participate in decisions affecting their lives. In short, money is a means; capabilities are the ends. This is why UPSC often asks questions linking education, health, nutrition, skills, and social inclusion with growth, demographic dividend, poverty reduction, and SDGs.

🎯 Amartya Sen's Capability Approach

"Development = Expanding People's Freedoms & Choices"
💰 Money = Means
Resources enable, but don't guarantee well-being
🌟 Capabilities = Ends
Being healthy, educated, mobile, safe, empowered

Human Development

A process of expanding people's choices and freedoms so they can lead long, healthy, knowledgeable, and productive lives with dignity and participation.

Capability Approach

An approach associated with Amartya Sen that evaluates development by the real opportunities (capabilities) people have to achieve valued ways of living, rather than only by income or commodities.


1) Human Development Index (HDI): Concept, Components, and Methodology

📊 Human Development Index – Three Dimensions

❤️
Health
Life Expectancy at Birth
72.0 years
🎓
Education
Expected: 13.0 yrs
Mean: 6.9 yrs
Schooling Years
💵
Standard of Living
GNI per capita (PPP)
$9,047
India HDI 2023: 0.685 Rank: 130 | Medium Human Development

The Human Development Index (HDI) is the most widely used composite indicator to compare human development across countries. It combines three basic dimensions:

Methodologically, HDI is calculated as the geometric mean of normalized indices for these three dimensions (health index, education index, income index). This matters for UPSC because:

HDI (Human Development Index)

A composite index that summarizes average achievements in health (life expectancy), education (years of schooling), and standard of living (GNI per capita), used to compare human development across countries.

India's latest HDI performance (Human Development Report 2025)

In the Human Development Report 2025 (data for 2023), India is in the medium human development category and shows incremental improvement compared to the previous year. India's key HDI components for 2023 are: HDI value 0.685, life expectancy 72.0 years, expected years of schooling 13.0, mean years of schooling 6.9, and GNI per capita 9,047 (PPP, 2021 $).

India's HDI trend (1990–2023): what the numbers show

📈 India's HDI Progress (1990–2023)

1990
0.446
2000
0.501
2010
0.590
2015
0.633
2020
0.652
2021 ⬇️
0.647
2022
0.676
2023
0.685
📌 Pandemic dip in 2021 followed by recovery | Long-term steady improvement

For UPSC, trend analysis is more important than a single-year rank. India's HDI has increased over the long term, with a pandemic-era dip/slowdown and subsequent recovery.

UPSC way to write this: "India has made long-run gains in HDI since 1990, but progress is uneven and slowed during shocks. The policy challenge is to convert incremental gains into faster improvements by addressing quality of education, public health and nutrition, gender inequality, and employment-linked skills."


2) Education Indicators: Literacy, Enrolment, Dropout, and Gender Parity

Education is both an intrinsic capability and a driver of productivity, social mobility, demographic dividend, and better health outcomes. UPSC answers should cover: access, participation (GER/NER), retention (dropout), learning outcomes, and equity (gender, social groups, region).

Gross Enrollment Ratio (GER)

Total enrolment in a given level of education (regardless of age) expressed as a percentage of the official age-group population corresponding to that level.

Net Enrollment Ratio (NER)

Enrolment of children of the official age-group for a given level of education expressed as a percentage of the corresponding age-group population (shows age-appropriate participation).

📚 School Education Progress (UDISE+ 2024-25)

📉 Dropout Rates (Improving)
Preparatory 2.3%
Middle 3.5%
Secondary 8.2%
📈 GER (2024-25)
90.3%
Middle Level
68.5%
Secondary Level
⚠️ Secondary = Gateway to skills & jobs
80.9%
Literacy Rate (7+ years)
28.4
Higher Ed GER
1.01
Gender Parity (HE)

Literacy rate: recent national estimate (PLFS 2023–24)

Literacy is the most basic education outcome. A recent official reference notes that the literacy rate for persons aged 7 years and above is 80.9% (all religions combined) as per PLFS 2023–24.

UPSC angle: Literacy gains are necessary but not sufficient. The bigger challenge is functional literacy and foundational numeracy (FLN), which determines learning outcomes and future employability.

School education: key participation and retention indicators (UDISE+ 2024–25)

India's school education system is tracked through UDISE+ (Unified District Information System for Education Plus). In the UDISE+ 2024–25 release, national indicators show improvements in dropout rates, retention, and participation at critical stages.

Interpretation for UPSC: India has improved retention and transition, but the big structural challenge is still at secondary level where dropout and low retention persist, especially for disadvantaged groups and in economically weaker regions. Secondary completion is the "gateway" to skills, jobs, and higher education, so improving secondary retention has high human development returns.

Higher education: GER and gender parity (AISHE 2021–22)

For higher education, AISHE (All India Survey on Higher Education) is the key national source. Highlights include:

UPSC nuance: Gender parity in enrolment is improving, but parity in labour market outcomes and leadership remains weak. So, exam answers should separate "education parity" from "economic parity".

From access to learning: why learning outcomes matter

UPSC increasingly expects you to go beyond enrolment and talk about learning outcomes: foundational literacy and numeracy, teacher quality, school governance, assessment reforms, and digital divide. Even with improved GER and lower dropout, weak learning outcomes can produce "schooling without learning," limiting capability expansion and employability.


3) Health Indicators: Life Expectancy, IMR, MMR, Malnutrition, and Disease Burden

🏥 Key Health Indicators

❤️
72.0
Life Expectancy
Years at birth (2023)
👶
26
Infant Mortality Rate
Per 1,000 live births (SRS 2022)
🤰
93
Maternal Mortality Ratio
Per 100,000 live births (2019-21)
📉
Malnutrition (NFHS-5)
Stunting: 35.5%
Wasting: 19.3%
Underweight: 32.1%

Health is a core capability and a powerful multiplier: healthier people learn better, earn more, and are more productive. UPSC answers must combine outcome indicators (life expectancy, IMR, MMR, malnutrition) with system-level determinants (primary healthcare, financing, workforce, nutrition, WASH, social protection).

Infant Mortality Rate (IMR)

The number of deaths of infants (below 1 year) per 1,000 live births in a given year; a sensitive indicator of child health and health system performance.

Maternal Mortality Ratio (MMR)

The number of maternal deaths during a given time period per 100,000 live births during the same period; reflects quality and access of maternal healthcare.

Life expectancy

Life expectancy is embedded in HDI and summarizes survival conditions across ages. India's life expectancy used in HDR 2025 (data for 2023) is 72.0 years.

Infant mortality (IMR)

IMR has shown a long-term decline, but levels remain uneven across states and socio-economic groups. An official parliamentary annex notes: "As per the SRS Report 2022, the IMR of the country is 26 per 1000 live births."

For exam writing, always link IMR to: institutional deliveries, neonatal care, immunisation, nutrition, safe water, sanitation, maternal health, and quality of primary health centres.

Maternal mortality (MMR)

Maternal mortality has declined substantially. A PIB release on maternal and child mortality trends notes that India's MMR declined to 93 (2019–21) from 130 (2014–16).

UPSC framing: MMR reduction is a classic example of how targeted public health interventions (RMNCAH+N under NHM), better ANC, institutional births, emergency obstetric care, and referral systems translate directly into human development gains.

Malnutrition and nutrition outcomes

Nutrition is one of India's most persistent human development constraints because it affects survival, learning, immunity, and productivity across the life-cycle. According to a PIB note summarizing NFHS-5 (2019–21): stunting reduced from 38.4% to 35.5%, wasting from 21.0% to 19.3%, and underweight from 35.8% to 32.1%.

UPSC linkage: Malnutrition is not only a "health" issue. It is also linked with poverty, food security, maternal education, sanitation, women's status, and intra-household resource allocation. Hence, multi-sector convergence is essential.

Disease burden: the changing profile

India faces a double burden of disease: communicable diseases and maternal-child conditions persist in some pockets, while non-communicable diseases (NCDs) and lifestyle conditions rise with urbanisation and ageing. For UPSC, the key is to show:


4) Gender Development Index (GDI) and Gender Inequality Index (GII)

⚧️ Gender Development & Inequality (India 2023)

GDI (Gender Development Index)
Female HDI
0.631
Male HDI
0.722
GDI Value: 0.874
GII (Gender Inequality Index)
0.403
Rank: 102
• Parliament seats: 14.8%
• Female LFPR: 35.1% vs Male 76.4%
Key Gap: Female GNI per capita $4,543 vs Male $13,273 — Economic opportunity is the biggest gender inequality driver

Gender is central to capability expansion because women's education, health, agency, and work participation strongly determine inter-generational outcomes. UNDP provides two complementary indices:

GDI (Gender Development Index)

The ratio of female HDI to male HDI, indicating gender gaps in human development achievements across health, education, and income dimensions.

GII (Gender Inequality Index)

An index measuring gender-based disadvantage in reproductive health, empowerment (e.g., parliamentary representation), and labour market participation; higher value implies higher inequality.

India's GDI (HDR 2025, data for 2023)

India's GDI value (2023) is 0.874 (Group 5). Female HDI is 0.631 while male HDI is 0.722. The table also highlights large gender gaps in estimated income: female estimated GNI per capita 4,543 vs male 13,273 (PPP, 2021 $).

UPSC point: India's gender gaps are increasingly concentrated in economic opportunities (income, workforce participation, job quality), not only in schooling access.

India's GII (HDR 2025, data for 2023)

India's GII value is 0.403 with rank 102. Component indicators include women's share of parliamentary seats 14.8%, female labour force participation 35.1% vs male 76.4%, and female population with at least some secondary education 43.5% vs male 61.1%.

How to use in answers: GII provides ready-made evidence to argue that gender inequality is not just a social justice issue; it is a direct economic constraint on productivity, demographic dividend, and inclusive growth.


5) Multidimensional Poverty Index (MPI) and Human Development Linkages

📉 India's MPI Progress (2013-14 to 2022-23)

MPI Headcount Ratio
2013-14
29.17%
2022-23
11.28%
People Escaped Poverty
24.82
Crore people in 9 years

Human development and poverty are deeply linked: poverty reduces capabilities (nutrition, schooling, health access), and low human development sustains poverty across generations. The MPI framework is useful because it measures deprivation in multiple dimensions, typically aligned with health, education, and living standards.

Multidimensional Poverty Index (MPI)

A measure of poverty that captures multiple deprivations in health, education, and living standards (not only income), typically using the Alkire-Foster method.

India's recent MPI progress (2013–14 to 2022–23)

A PIB release summarising NITI Aayog's discussion paper reports that India's multidimensional poverty headcount ratio declined from 29.17% (2013–14) to 11.28% (2022–23), and 24.82 crore people escaped multidimensional poverty over nine years.

UPSC linkage with HDI:


6) Government Schemes Strengthening Human Development

🏛️ Key Government Schemes for Human Development

🎓 Education
  • Samagra Shiksha
  • PM-POSHAN (Mid-day Meals)
  • NEP 2020 (FLN focus)
🏥 Health
  • National Health Mission
  • Ayushman Bharat (PM-JAY + HWCs)
  • RMNCAH+N services
🍎 Nutrition
  • POSHAN Abhiyaan
  • Anaemia Mukt Bharat
  • Poshan Tracker (data)
🔧 Skills
  • Skill India Mission
  • PMKVY 4.0
  • NAPS (Apprenticeships)

For UPSC, it is not enough to list schemes. You must connect scheme design → implementation pathway → measurable indicators (GER/NER, dropout, IMR/MMR, malnutrition, insurance coverage, skills and placements).

Education schemes and initiatives

Health schemes and initiatives

UPSC best practice: Always add 2–3 lines on "implementation constraints" (capacity, last-mile delivery, governance, data quality) and "how to improve" (decentralisation, community health workers, robust monitoring, social audits).


7) Skill Development: Skill India Mission, PMKVY, ITIs, and Apprenticeships

🔧 Skill Development Progress

PMKVY 4.0 Training
27.08
Lakh candidates trained
(as on Dec 2025)
NAPS Apprenticeships
2018-19
35,601
2024-25
9,85,641
27x increase

Skills convert education into productivity and decent work. India's demographic advantage can become a dividend only if youth are healthy, educated, skilled, and matched to labour market demand.

Skill Development

Systematic efforts to build employable competencies (technical, vocational, digital, and soft skills) through training, certification, and workplace learning to improve productivity and employment outcomes.

Skill India Mission and PMKVY

PMKVY is a flagship skilling scheme under the Skill India Mission framework (with evolving phases). Recent updates indicate scale-up in PMKVY 4.0 implementation. A PIB release notes that 27.08 lakh candidates have been trained under PMKVY 4.0 (as on 7 December 2025), across multiple sectors and districts.

Apprenticeships (NAPS) and workplace learning

Apprenticeships bridge the education-to-employment gap because they provide real workplace exposure, discipline, and job readiness. A parliamentary annex notes that apprentices engaged under the National Apprenticeship Promotion Scheme (NAPS) increased from 35,601 (2018–19) to 9,85,641 (2024–25).

How to write a strong UPSC paragraph on skills


8) State-wise Disparities in Human Development

India's most distinctive human development feature is inter-state and intra-state variation. The same national average can hide sharp differences in literacy, school retention, maternal and child health, nutrition, and employment. These disparities are driven by:

UPSC angle: Use state disparities to argue for cooperative federalism, need-based transfers, and targeted interventions (Aspirational Districts/Blocks approach, health and education indices, outcome-based monitoring).

Why state disparities matter for HDI and SDGs


9) Challenges in Human Development in India

⚠️ Key Challenges in Human Development

Education
Learning outcomes gap • Secondary bottleneck • Digital divide
Health
Malnutrition burden • Primary care gaps • Out-of-pocket spending
Gender
Low FLFPR • Income inequality • Unpaid care burden
Skills & Employment
Skills mismatch • Informal jobs • Quality assurance

Despite progress in indicators like HDI, literacy, and mortality decline, India's human development constraints are structural and interconnected. UPSC answers should present challenges under access, quality, equity, and governance.

A) Education challenges

B) Health challenges

C) Gender inequality challenges

D) Skills and employment challenges

E) Data and measurement challenges


10) Way Forward: An Exam-Ready Strategy for Improving Human Development

A strong UPSC "way forward" should be specific, layered (short/medium/long term), and linked to SDGs and measurable indicators.

A) Strengthen foundational capabilities early (life-cycle approach)

B) Fix the secondary education bottleneck

C) Shift health policy from "schemes" to "systems"

D) Nutrition as a convergence mission

E) Make skilling demand-driven and employment-linked

F) Reduce gender inequality in the economy


11) SDG Linkages: SDG 3, 4, 5, and 8

UPSC answers become stronger when you map human development issues to SDGs with clear indicators.

SDG Human development linkage Relevant Indian focus areas
SDG 3 (Good Health and Well-being) Life expectancy, IMR, MMR, disease burden, nutrition NHM, Ayushman Bharat, RMNCAH+N, immunisation, NCD prevention
SDG 4 (Quality Education) Literacy, GER/NER, dropout, learning outcomes, equity Samagra Shiksha, PM-POSHAN, NEP 2020, FLN missions
SDG 5 (Gender Equality) GDI/GII, women's agency, education-to-work transition Women's health, representation, labour participation, safety
SDG 8 (Decent Work and Economic Growth) Skills, productivity, employment quality, inclusion Skill India, PMKVY, apprenticeships, MSME jobs

UPSC PYQs on Human Development, Education, Health, Skills, and Social Sector

UPSC Mains 2025 (GS3)

Question: Distinguish between the Human Development Index (HDI) and the Inequality-adjusted Human Development Index (IHDI) with special reference to India. Why is the IHDI considered a better indicator of inclusive growth? (Answer in 150 words)

Approach: Define HDI and IHDI; explain how inequality reduces "effective" human development; use India-specific inequality channels (education quality, health access, gender gaps); conclude with policy implications for inclusive growth.

UPSC Mains 2020 (GS2)

Question: National Education Policy 2020 is in conformity with the Sustainable Development Goals-4 (2030). It intended to restructure and re-orient the education system in India. Critically examine the statement. (Answer in 250 words)

Approach: Link NEP goals to SDG4 targets; discuss reforms (ECCE, FLN, assessments, teacher development, equity); examine implementation constraints (federalism, financing, capacity); suggest measurable outcomes (dropout, learning outcomes, digital inclusion).

UPSC Mains 2024 (GS2)

Question: Poverty and malnutrition create a vicious cycle that adversely affects human capital formation. What steps can be taken to break the cycle?

Approach: Show two-way causality (poverty ↔ malnutrition ↔ low learning ↔ low productivity); propose convergence (nutrition, health, sanitation, education, social protection); prioritize first 1000 days and FLN; mention targeted interventions for high-burden districts.

UPSC Mains 2015 (GS3)

Question: "Success of 'Make in India' programme depends on the success of 'Skill India' programme and radical labour reforms." Discuss with logical arguments.

Approach: Explain manufacturing competitiveness needs (skills + labour flexibility + productivity); show why skilling must be demand-driven (apprenticeships, industry partnerships); add labour reforms for formal job creation; conclude with inclusive, worker-protection balanced reforms.

UPSC Mains 2016 (GS1)

Question: "Demographic Dividend in India will remain only theoretical unless our manpower becomes more educated, aware, skilled and creative." What measures have been taken by the government to enhance the capacity of our population to be more productive and employable?

Approach: Define demographic dividend and employability gap; list education and skill initiatives (school reforms, higher education expansion, Skill India/PMKVY, apprenticeships); highlight quality and job-linkage; conclude with reforms needed for decent work and productivity.


Practice MCQs

  1. Which of the following best captures Amartya Sen's capability approach to development?

    • A. Development is measured only by per capita income growth
    • B. Development is the expansion of people's real freedoms and opportunities to live the life they value
    • C. Development is the reduction of fiscal deficit and inflation
    • D. Development is the increase in industrial output

    Answer: B

    Explanation: The capability approach evaluates development by people's actual opportunities and freedoms (capabilities), not merely by income.

  2. In the Human Development Index (HDI), the education dimension is measured using:

    • A. Literacy rate and dropout rate
    • B. Expected years of schooling and mean years of schooling
    • C. Net enrolment ratio and gross enrolment ratio
    • D. Government expenditure on education and teacher-pupil ratio

    Answer: B

    Explanation: HDI uses expected years of schooling (for children) and mean years of schooling (for adults) as education indicators.

  3. Which statement about Gross Enrolment Ratio (GER) is correct?

    • A. GER counts only children of the official age-group for that level
    • B. GER can exceed 100 because it includes over-age and under-age enrolment
    • C. GER is always lower than NER
    • D. GER directly measures learning outcomes

    Answer: B

    Explanation: GER includes enrolment of all ages at that level, so it can exceed 100 if many are over-age/under-age.

  4. Infant Mortality Rate (IMR) is defined as:

    • A. Number of deaths of children under five per 1,000 population
    • B. Number of deaths of infants under one year per 1,000 live births
    • C. Number of maternal deaths per 1,000 live births
    • D. Number of neonatal deaths per 100,000 population

    Answer: B

    Explanation: IMR measures infant deaths (below 1 year) per 1,000 live births and reflects child health and health system performance.

  5. Which index directly incorporates women's representation in parliament and labour force participation to assess gender inequality?

    • A. HDI
    • B. GDI
    • C. GII
    • D. MPI

    Answer: C

    Explanation: GII combines reproductive health, empowerment (including parliamentary seats), and labour market participation to measure gender inequality.

  6. India's multidimensional poverty reduction is best understood when poverty is measured through:

    • A. Only income and consumption expenditure
    • B. Only unemployment rates
    • C. Multiple deprivations in health, education, and living standards
    • D. Only inflation-adjusted wages

    Answer: C

    Explanation: MPI captures multiple deprivations (health, education, living standards), making it closer to human development concerns than income-only measures.

  7. Which of the following schemes is most directly associated with improving nutrition and school participation through meals?

    • A. Samagra Shiksha
    • B. PM-POSHAN
    • C. Ayushman Bharat
    • D. National Apprenticeship Promotion Scheme

    Answer: B

    Explanation: PM-POSHAN provides meals in schools, improving nutrition, attendance, and retention, especially for disadvantaged children.

  8. Apprenticeships are often considered effective for skill development because they:

    • A. Replace formal schooling entirely
    • B. Provide only classroom-based training
    • C. Offer workplace-based learning and smoother school-to-work transition
    • D. Reduce the need for certification and assessment

    Answer: C

    Explanation: Apprenticeships provide real workplace exposure, improving employability and aligning skills with industry demand.

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